If you haven't marked your calendars for Oct. 13 be sure to do so. The Huron County SWCD will once again present their annual fall fun fest at the Huron County fair grounds. This day has something for everyone from pumpkin decorating to the Chili Cook-off. It is a wonderful way to spend quality time with your family and it will not cost you a thing! This day is the best bargain in town. Free admission, free food, and lots of free fun. When you are at the event stop by the FSA display. The kids can make a grain mosaic and the whole family can enjoy carmel apples.
Here are some agri-business notes from the Huron and Erie County Farm Service Agency:
Drivers take care Now that harvest is underway drivers need to be extra careful to keep an eye out for deer on the roadway. With producers harvesting crops the deer become disoriented and often run onto the roads with no warning.
Commodity loans Your local farm service agency offers low interest loans for a term of nine months on your grain. Once your grain is harvested and stored in an approved structure or warehouse producers can request a loan on their grain. This is a great way to get needed operating capital. It also gives producers an opportunity to keep an eye on the market and obtain the best price on their crop. If you are interested in a commodity loan from FSA you must visit the office and start the request process. All we need to know is where your grain is stored and how many bushels you have. We will need to know how you determined the number of bushels. Providing the height of the grain and the diameter of the bin allows the FSA staff to verify your certified bushels and start processing your loan. If you prefer a measurement of your bins just to be sure, our field reporter can do that. However, there is a minimum fee of $46 for the service. A UCC-1 will be filed with the Secretary of State on your grain as collateral for the loan. The interest rate for loans changes monthly. Your rate will be the rate in effect when the loan is disbursed. In January all loans still open will roll over to the interest rate in effect in on January 1st of the New Year. Producers are required to maintain the quality and the quantity of the grain under loan throughout the nine-month loan period. Loans are to be repaid by the end of the ninth month. Loans can be issued within a very short time frame after being requested, usually three to five days. If you request a measurement it will take the additional time of our reporter visiting you storage site. Don't wait until the day you need the money to request a loan. When you are on direct deposit, your loan will be issued by direct deposit so if you need the loan proceeds to pay a particular bill be sure to request your loan in advance of the date you need the funds. This will allow our staff time to get your loan prepared and disbursed timely. Normally Direct Deposit are in your bank the next day, but they can sometimes take up to three days for your bank to receive them.
Youth loan projects The farm service agency makes loans to rural youths to establish and operate income-producing projects in connection with 4-H clubs, FFA and other youth organizations. Projects must be planned and operated with the help of the organization advisor, produce sufficient income to repay the loan and provide the youth with practical business and educational experience. The maximum loan amount is $5000. Stop by the county office. We'll help prepare and process the application forms and answer any questions you may have about the program. Remember, FSA is an equal opportunity lender.
Diana Strouse is the county executive director for the Huron and Erie County Farm Service Agency. For more information, call the agency at (419) 668-4113.