Rural Monroeville resident Shannon Rafferty was sleeping when the pickup driver hit her garage and car.
"It sounded like a big thud and there was another one. We jumped out of bed. My husband looked out the window and said there was a truck in our yard," she said.
The Dodge Ram pickup truck driven by Scott Ruffing, 35, of 1697 Dogtown Road, Monroeville, was on its passenger's side 6 to 10 feet south of Rafferty's house in her front yard.
"He lost control on the curve out there," Huron County Sheriff's Lt. Mike Cooksey said.
Ruffing was traveling west on Ohio 547 when he went off the right side of the road. His truck hit the southeast corner of Rafferty's garage and hit her parked 2005 Ford Taurus. The incident happened about 11:40 p.m. Monday.
"I think it pushed the car," Cooksey said.
Rafferty said her Taurus, worth between $3,500 and $4,000, is a total loss. She owned it, but was still in the process of paying back her father.
The collision did about $10,000 worth of damage to Rafferty's garage.
After the accident, Rafferty's husband went outside to check on Ruffing, who climbed out of the driver's side window. Rafferty was inside the house calling 9-1-1.
"As soon as (Ruffing) found out I was on the phone with the cops, he took off running," Rafferty said.
Cooksey shared Ruffing's take on the night.
"He woke up in a corn field," the deputy said. "He didn't recall what happened."
Ruffing walked to his parent's house, Cooksey said, and called the sheriff's office about the accident from there. Cooksey said there's no indication that alcohol was a factor. Ruffing estimated he was going 55 mph, the same as the posted speed limit.
The truck was towed from the scene by Norb's. Cooksey said Ruffing paid his fine Friday in Norwalk Municipal Court and had the truck released to him.
Ruffing was charged with failure to control.
"He didn't have insurance from the looks of it," Rafferty said.
She has lived at 3904 Ohio 547 for seven years. Rafferty said the nearby curve isn't "bad," but did note there have been a few accidents there over the years.